Systems and methods for electronic fund transfers for use with gaming systems

摘要

Electronic fund transfer (EFT) systems and methods are disclosed for managing and transferring electronic funds from a patron's financial account to provide gaming or amusement credit in physical or electronic form. The systems comprise an electronic fund transfer (EFT) device, a secure payment gateway configured to connect to the patron's financial accounts via a financial network, a host system, and a funds management portal connected to the host system and to the secure payment gateway. The EFT device is configured to communicate with the patron's financial account via a secure connection to the secure payment gateway and to transmit instructions for transferring electronic funds from the patron's financial account to a credit system via the secure payment gateway and the funds management portal.

主权项

1. A method for managing and transferring electronic funds from a patron's financial account to a gaming or amusement credit system comprising:
(A) providing at least one gaming device; (B) providing a secured first computing device in electronic communication with at least one credit system; (C) providing an electronic fund transfer terminal certified for use in an electronic funds transfer system and in exclusive secured electronic communication with the secured first computing device to a patron; (D) initiating a secure financial application in the electronic fund transfer terminal via a payment instrument containing the patron's financial account information, thereby causing the secure financial application in the electronic fund transfer terminal to send a request to the secured first computing device to establish a communication path to a server on a network associated with the financial account associated with the payment instrument; (E) sending, from the secured first computing device to the server on the network associated with the financial account, a request to transfer electronic funds; (F) receiving, by the secured first computing device, electronic fund transaction confirmation from the server on the network associated with the financial account; (G) sending, by the secured first computing device, electronic fund transaction confirmation to the secure financial application in the electronic fund transfer terminal and to a secured second computing device; and (H) directing, by the secured first computing device, the gaming or amusement credit system to dispense gaming or amusement credits suitable for use with the at least one gaming device to the patron.