| 摘要 |
<p>In addressing the problems associated with limited access to telecommunication and internet communication services in obtaining a loan such as a short-term loan in a remote manner from the issuer of the loan, the present utility model mainly provides for a system for improving availability of communication services in a network-based automated electronic short-term loan processing. The system comprises computing components that are arranged in communication with various communication devices over one or more communication networks. The computing components are further arranged to create an electronic financial account associated with a human customer, link the electronic financial account into an electronic line of credit system, and receive and process electronic loan request from the customer through any of the communication devices over any of the communication networks. The financial account can be any deposit account which may include, for example, payroll account, savings account, and current account.</p> |
