TRANSFERRING FUNDS BETWEEN FINANCIAL ACCOUNTS OF TWO ACCOUNTHOLDERS

摘要

A facility for initiating a funds transfer operation is described. The facility displays on a mobile device identity verification information for other people each associated with another mobile device within a maximum distance. For example, the displayed identity verification information may be a picture of the person. The user may select one of these in order to initiate a funds transfer operation to the selected person.

主权项

1. A computer-readable medium having contents adapted to cause a first computing device to perform a method for conducting a funds transfer operation from a funding account belonging to a funding person, the first computing device associated with an identifier identifying the funding person, the method comprising:
from each of one or more second computing devices, receiving, via a range-limited wireless communication protocol, an identifier identifying a person associated with the second computing device; for each of the second computing devices: using the identifier received from the second computing device to access information about the person identified by the identifier with which the second computing device is associated, the accessed information comprising an image of the person identified by the identifier with which the second computing device is associated; displaying at least a portion of the accessed information about the person identified by the identifier with which the second computing device is associated that includes the image of the person identified by the identifier with which the second computing device is associated; receiving user input selecting information displayed about one of the people; receiving user input specifying an amount of money; and causing the specified amount of money to be transferred from the funding account to an account belonging to the person whose displayed information was selected.