| 摘要 |
<p>A method, non-transitory computer readable medium, and an insurance exchange device that obtains at least historical risk event data and telematic data for at least one motor vehicle driver in response to a received request for an insurance underwriting offer for the motor vehicle driver(s). The at least one motor vehicle driver can be an individual driver, in which case the request can be received from a consumer customer, or a plurality of motor vehicle drivers, in which case the request can be received from a commercial customer representing a fleet of vehicles and associated drivers, for example. A performance profile is generated for the motor vehicle driver(s) based on the historical risk event data and telematic data. The performance profile is provided to motor vehicle insurance providers. An insurance underwriting offer is received from at least one of the insurance providers and sent in response to the request.</p> |
