Transferring content to a mobile device

摘要

In general, apparatuses, methods and computer program products for transferring content to a mobile device are disclosed. Particularly, a system is disclosed that provides for pushing content from an external apparatus such as an automated teller machine (ATM), smart poster, contactless payment terminal, etc. to a mobile device or allowing the mobile device to pull such content from the external apparatus. The content may include one or more coupons, ads, or offers, images, financial receipts, account-related documentation, a reissued card, a new card, a prepaid card, or the like.

主权项

1. A method for transferring content to a mobile device comprising:
establishing a contactless connection between a mobile device and an external apparatus, the mobile device comprising a memory device, a user interface configured to present information to a user, a communication device, and a processing device operatively in communication with the memory device and the communication device, wherein the external apparatus is an automated teller machine; authorizing user access to financial information based at least in part on the established contactless connection between the mobile device and the external apparatus; receiving available content, wherein the available content includes financial institution-specific content and third-party business-specific content, the financial institution-specific content comprising at least one of offers to upgrade an account, offers to open a new account, offers to borrow funds, offers for card replacements, a prepaid card, financial receipts, or account-related documentation, wherein the third-party business-specific content comprises at least one of coupons, ads, or offers for a third party business; determining content to transfer to the mobile device based on customer-specific data, location of the external apparatus, and the available content, wherein the customer-specific data comprises a user's location, age, sex, previously set preferences, and active input during a transaction; prompting the user that the determined content is available for transfer from the external apparatus to the mobile device; receiving input from the user to transfer the determined content to the mobile device; and transferring, contactlessly, the determined content from the external apparatus to the mobile device, the transferred content being stored, at least temporarily, in the memory device of the mobile device.