摘要 |
A method comprising: receiving (Al), by a server computer, a consumer payment nickname (CPN) from a client computer; receiving, by the server computer, a payment reference identifier (PRID) form the client computer, wherein the payment reference identifier was previously generated by the server computer; determining, by the server computer, an account identifier associated with the consumer payment nickname; and sending, by the server computer, the payment reference identifier and the account identifier associated with the consumer payment nickname to an authorization computer. |