发明名称 UNDERSTANDING PAST PURCHASE TRANSACTIONS BASED ON PURCHASE TRANSACTION HISTORY
摘要 Embodiments of the invention are directed to apparatus, methods, and computer program products for understanding past transactions based on purchase history. In some embodiments, an apparatus is configured to receive a request from a customer associated with a financial institution account; retrieve information associated with the request from a structured financial account database; and provide a recommendation to the customer based on the request and the information retrieved.
申请公布号 US2015066688(A1) 申请公布日期 2015.03.05
申请号 US201414538371 申请日期 2014.11.11
申请人 BANK OF AMERICA CORPORATION 发明人 Blackhurst Jason P.;Calman Matthew a.;Bondesen Laura c.;Dintenfass Katherine;Thomas Susan s.;Hanson Carrie A.
分类号 G06Q30/06 主分类号 G06Q30/06
代理机构 代理人
主权项 1. An apparatus to understand past purchase transactions based on a purchase transaction history, the apparatus comprising: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive a request from a customer, wherein the request comprises one or more information associated with a previous purchase transaction, wherein the one or more information comprises at least a product name, a product category, a transaction date range, a recipient name, and a transaction amount range; compare the received request with information stored in a structured financial account database, wherein the information comprises a merchant information, a transaction information, product information, and shipping information; determine a match between the received request and the information stored in the structured financial account database to determine one or more previous transactions; retrieve the one or more previous transactions associated with the request from the structured financial account database, wherein retrieving further comprises retrieving at least a product name, a product category, a transaction date, a recipient name, and a transaction amount associated with the one or more previous transactions; and provide a recommendation to the customer based on at least the received request and the one or more previous transactions retrieved, wherein the recommendation comprises at least one of one or more product names and one or more merchants.
地址 CHARLOTTE NC US