CROSS BORDER COMPETENCIES TOOL

摘要

According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store a name of a foreign country where a previous loan occurred. The network interface may receive a request for a currency exchange rate for a loan in the foreign country. The processor may determine that the previous loan occurred in the foreign country. The processor may determine a competitor for the requested loan and an employee available to service the requested loan. The processor may determine a currency exchange rate for the previous loan and the currency exchange rate for the requested loan. The network interface may communicate a message indicating the currency exchange rate for the requested loan. The currency exchange rate for the requested loan is used to determine whether to apply for the requested loan.

主权项

1. An apparatus, comprising:
a memory operable to store a name of a foreign country where a previous loan occurred; a network interface operable to receive a request for a currency exchange rate for a loan in the foreign country; and a processor communicatively coupled to the memory and to the network interface and operable to:
determine, based upon the stored name, that the previous loan occurred in the foreign country;determine a competitor for the requested loan based the competitor's activity on the previous loan;determine an employee available to service the requested loan based the employee's activity on the previous loan;determine, in response to the determination that the previous loan occurred in the foreign country, a currency exchange rate for the previous loan; anddetermine the currency exchange rate for the requested loan based upon the currency exchange rate for the previous loan, a date of the requested loan, and a demand for loans in the foreign country; wherein the network interface is further operable to communicate a message indicating the currency exchange rate for the requested loan; and wherein the currency exchange rate for the requested loan is used to determine whether to apply for the requested loan.