PAYMENT PRE-AUTHORIZATION

摘要

A computing device may receive account information identifying a user account and may authenticate the computing device as authorized to configure pre-authorized transactions for the identified user account. The computing device may receive pre-authorization parameters specifying limitations on transactions to be performed using a payment card associated with the user account, the limitations being separate from limitations on use of the payment card specified in a cardholder agreement associated with the payment card, and may provide a pre-authorization request to a transaction authorization server authorizing transactions performed using the payment card, the pre-authorization request including the account information and the pre-authorization parameters.

主权项

1. A mobile device comprising:
a card reading device configured to receive account information from a payment card, wherein the account information identifies a user account; a non-transitory computer readable storage medium configured to store a plurality of instructions and the account information thereon; a processor configured to implement the plurality of instructions, wherein the plurality of instructions cause the mobile device to:
receive the account information identifying the user account, wherein the account information is received from the card reader;authenticate the mobile device as authorized to configure pre-authorized transactions for the identified user account;receive pre-authorization parameters specifying limitations on transactions to be performed using the payment card associated with the user account, the limitations being separate from limitations on use of the payment card specified in a cardholder agreement associated with the payment card; andprovide a pre-authorization request to a transaction authorization server authorizing transactions performed using the payment card, the pre-authorization request including the account information and the pre-authorization parameters.