INTERNET SITE AUTHENTICATION WITH PAYMENTS AUTHORIZATION DATA

摘要

Methods for identification by a payment cardholder of phishing and/or deceptive Websites (e.g., merchant Websites and financial institution Websites) are provided. In particular, a method involves initiating a proxy interaction of a payment cardholder computer system executing a browser application with an item of content associated with the merchant Website, and communicating with a payment card network connected to the merchant Website. The proxy interaction is used to determine whether the merchant Website is registered with the payment card network.

主权项

1. A method comprising:
initiating a first interaction of a payment cardholder computer system executing a browser application with an item of content associated with a merchant Website; before completion of the first interaction, initiating a proxy interaction of the payment cardholder computer system executing a browser application with an item of content associated with the merchant Website; communicating with a payment card network connected to the merchant Website; and using the proxy interaction to determine whether the merchant Website is registered with the payment card network.