TRANSACTION LEVEL MODELING METHOD AND APPARATUS

摘要

A system, method, and computer-readable storage medium configured to enable transaction level modeling of payment card use.

主权项

1. A payment network method comprising:
receiving transaction data regarding a financial transaction, the transaction data including a transaction attribute; generating, via a processor, a customer level target specific variable layer from the transaction data; modeling, via the processor, cardholder behavior with the customer level target specific variable layer to create a model of cardholder behavior; saving the model of cardholder behavior to a non-transitory computer-readable storage medium.