| 摘要 |
本案揭示一种用以判定一实体之未来商业存活力之方法及系统，其包含：(a)使用一第一预测模型化来判定该实体之一未来商业存活力，该第一预测模型化系藉由识别资料之型样以及与预测属性相关来导出，进而产生一存活力分数；(b)使用预测模型化来产生该实体相对于其同级群组之一相对排序，进而产生一比较存活力分数(亦即，资产组合比较)；(c)量测资料深度来量化对该实体之了解程度，且因此量化我们对该存活力分数及该比较存活力分数之信任程度，进而产生一资料深度指示符；(d)指派一公司概况，其藉由分段来在大小、经营年限、完整财务报表之可用性以及商业贸易历史方面定义该实体且将该实体与其他类似实体归为群组；以及(e)输出一包含该存活力分数、比较存活力分数、资料深度指示符及公司概况之多维度存活力评级。; (b) using predictive modeling to generate a relative ranking of the entity against its peer group, thereby generating a comparative viability score (i.e., portfolio comparison); (c) measuring data depth to quantify how much is known about the entity and, thus, how much confidence we have in the viability score and comparative viability score, thereby generating a data depth indicator; (d) assigning a company profile by segmentation to define and group the entity with other similar entities in terms of size, years in business, availability of complete financial statement and commercial trade history; and (e) outputting a multi-dimensional viability rating comprising the viability score, comparative viability score, data depth indicator, and company profile. |
