CREDITWORTHINESS DETERMINATION THROUGH ONLINE SOCIAL NETWORK ENDORSEMENTS

摘要

Embodiments relate to computer-implemented methods and computing apparatuses for technologically determining a creditworthiness metric for a potential borrower are disclosed. In embodiments, a creditworthiness metric for a potential borrower may be determined based at least in part on endorsements of other parties connected to the potential borrowers via an online social network. In embodiments, users of an online social network may make respective endorsements of other users of the online social network. Respective creditworthiness metrics may be determined based on the endorsements, and/or other factors, such as connections, endorsement values, so forth. Other embodiments may be disclosed and/or claimed.

主权项

1. A computer-implemented method for technologically determining creditworthiness, the method comprising:
identifying, at a computing device, an endorsement by a first user of an online social network of a creditworthiness of a second user of the online social network; determining or causing to be determined, by the computing device, a creditworthiness metric of the second user of the online social network based at least in part on the endorsement of the first user of the online social network.