Risk assessment using portable devices

摘要

In one embodiment, a method of evaluating vehicle operation performance comprises obtaining first information correlating to the movement of a vehicle; obtaining second information different from the first information correlating to the movement of a portable device relative to the vehicle; and correlating the first information with the second information to evaluate the vehicle operation performance by an operator of the portable device during use of the portable device while operating the vehicle. In another embodiment, the information correlating to the movement of the vehicle is correlating to the use of one or more software applications or the use of one or more functional features of a portable device by an operator of the portable device while operating the vehicle.

主权项

1. A method of generating risk related information for insurance underwriting, the method comprising:
a. obtaining first information correlating to movement of a vehicle; b. obtaining second information different from the first information from output information from one or more sensors of a portable device, the one or more sensors comprising an accelerometer or an accelerometer and a gyroscope, the second information correlating to changes in orientation of the portable device relative to orientation of the vehicle during use of the portable device by an operator of the vehicle while operating the vehicle; c. correlating the first information with the second information to evaluate a vehicle operation performance by the operator of the vehicle; and d. generating risk related information associated with the operator of the vehicle based on the vehicle operation performance.