MOBILE PAYMENTS USING PROXIMITY-BASED PEER-TO-PEER COMMUNICATION AND AN INTENT-TO-PAY GESTURE

摘要

The disclosure generally relates to mobile payments using proximity-based peer-to-peer (P2P) communication and an intent-to-pay gesture. In particular, a mobile device may detect a distinctive intent-to-pay gesture from one or more signals generated with one or more sensors on the mobile device. For example, the signals may indicate that the mobile device was gestured against a passive target that may resonate to indicate that the intent-to-pay gesture was made. The mobile device may then receive transaction details over a proximal P2P connection in response to detecting the intent-to-pay gesture and send a message over the proximal P2P connection to complete the mobile payment in response to receiving an input confirming the transaction details. Furthermore, the passive target may be constructed to produce a distinct resonant response that can be used to identify the passive target (e.g., using a microphone on the mobile device).

主权项

1. A method for making a mobile payment, comprising:
detecting, on a mobile device, an intent-to-pay gesture indicating that the mobile device was gestured against a passive target lacking a communication interface based on one or more signals generated with one or more sensors on the mobile device; receiving transaction details at the mobile device over a proximal peer-to-peer connection in response to detecting the intent-to-pay gesture; and sending a message over the proximal peer-to-peer connection to complete the mobile payment in response to an input confirming the transaction details.