BANK ACCOUNT NUMBER VALIDATION

摘要

A method for validating payment information for an online transaction is provided. A payment server can receive two representations of the same payment information. The payment information can be validated if it is determined that the two representations match. If there is no match, or the payment information is otherwise invalid, the payment information can be repaired based on a trusted representation of the payment information, such as stored payment information or an image of an associated value token. Payment information can be received via one or more communication channels, and can be provided by one or more consumer devices. A merchant service provider can validate payment information and handle transaction processing on behalf of a merchant.

主权项

1. A method comprising:
receiving, at a primary server computer via a first communication channel, first information for a transaction, the transaction involving a website and a first user device; receiving, at the primary server computer via a second communication channel, data representing a value token, the data comprising second information for the transaction, the second communication channel involving a second user device and being different than the first communication channel; analyzing, by the primary server computer, the data representing the value token to obtain the second information; correlating, by the primary server computer, the first information and the second information to the transaction; determining, by the primary server computer, that the first information and the second information match; and validating, by the primary server computer, the transaction in response to the determination that the first information and the second information match.