MERCHANT HOSTED CHECKOUT AT A BILLING SERVER

摘要

Merchant hosted checkout as described herein allows merchants to process mobile payments via a customized user payment interface (“checkout interface”). The merchant hosted checkout provides dynamic user interface (UI) instructions and user input requirements based on the country and mobile network (carrier) associated with each transaction.

主权项

1. A method of managing transactions with a billing server comprising:
receiving, with the billing server, a first transaction application programmable interface (API) request from a merchant server at a billing server, including parameters; returning, with the billing server, a first transaction request response to the first transaction API request to the merchant server, including a transaction status, a user interface template type, a list of user interface elements to display to a consumer device, and next actions for the merchant server to take; receiving, with the billing server, a second transaction API request from the merchant server at the billing server, including a mobile subscriber integrated services digital network-number (msisdn); confirming, with the billing server, the transaction with a consumer device in response to receiving the second transaction API request; and if the transaction is confirmed:
sending, with the billing server, a request to charge a user account at a carrier server corresponding to the msisdn;receiving, with the billing server, a charge confirmation from the carrier server at the billing server in response to the request sent to the carrier server; andtransmitting, with the billing server, a charge result callback notification to the merchant server in response to receiving the charge confirmation.