UNLOADING CHECKS FROM AN AUTOMATED BANKING MACHINE

摘要

A banking system controlled by data bearing records utilizes metrics in acquiring and processing event data related to financial transaction activity at a plurality of automated banking machines. The system uses machine sensors to detect event data during a transaction. For each machine, the system can obtain, analyze, and store event data. The event data can include transaction data related to transaction type, time analysis data related to transaction duration, and operational data related to machine components used during the transaction. Statistical machine averages can be determined and compared by the system in real time. The system can produce statistics related to component performance, such as check reader performance in reading check data from generated check images. The system can also be used to detect and then alleviate potential problems, such as by causing a machine to perform an early sending of check images.

主权项

1. Apparatus comprising:
a data collection system that comprises a processor and a data store; wherein the system is operable to receive data that indicates a financial check which comprises check data, was received by an automated banking machine; wherein the system is located remotely from the machine; wherein the system is operable to receive check images from the machine based at least in part on a predetermined schedule of unloading times; wherein the schedule includes a next scheduled unloading time; and wherein the system is operable to:
(i) begin tracking, based at least in part on the data received which indicates that the financial check was received by the machine, a length of time that the machine is in sole possession of the first check data,
(ii) determine, based at least in part on the data received which indicates that the financial check was received by the machine, a quantity of check images at the machine which have not yet been unloaded to the data collection system,(iii) determine the next scheduled unloading time, and(iv) cause the machine to unload the quantity of check images determined in (ii) to the data collection system earlier than the next scheduled unloading time, based at least in part on: the length of time in (i), the quantity of check images determined in (ii), and the next scheduled unloading time determined in (iii).