发明名称 |
SYSTEM AND METHOD FOR PROCESSING FINANCIAL TRANSACTIONS USING A MOBILE DEVICE FOR PAYMENT |
摘要 |
A method for processing a financial transaction includes: storing, in a database, a plurality of wallet data entries, wherein each wallet data entry includes at least a mobile device identifier and payment details associated with at least one payment account; receiving, by a receiving device, an authorization request for a financial transaction, wherein the authorization request includes at least a mobile device identifier and transaction data; transmitting, to a mobile computing device associated with the mobile device identifier, at least the transaction data; receiving, from the mobile computing device, an indication of a payment account for funding of the financial transaction; identifying, in the database, payment details associated with the indicated payment account in a wallet data entry including the mobile device identifier included in the authorization request; and transmitting, to an issuer associated with the indicated payment account, at least the payment details and the transaction data. |
申请公布号 |
US2014379582(A1) |
申请公布日期 |
2014.12.25 |
申请号 |
US201414483254 |
申请日期 |
2014.09.11 |
申请人 |
MasterCard International Incorporated |
发明人 |
CAGLAYAN Yigit;Uyan Kemal |
分类号 |
G06Q20/32;G06Q20/36;G06Q20/40;G06Q20/10 |
主分类号 |
G06Q20/32 |
代理机构 |
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代理人 |
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主权项 |
1. A method for processing a financial transaction, comprising:
storing, in a database, a plurality of wallet data entries, wherein each wallet data entry includes at least a mobile device identifier and payment details associated with at least one payment account; receiving, by a receiving device, an authorization request for a financial transaction, wherein the authorization request includes at least a mobile device identifier and transaction data; transmitting, to a mobile computing device associated with the mobile device identifier, at least the transaction data; receiving, from the mobile computing device, an indication of a payment account for funding of the financial transaction; identifying, in the database, payment details associated with the indicated payment account in a wallet data entry including the mobile device identifier included in the authorization request; and transmitting, to an issuer associated with the indicated payment account, at least the payment details and the transaction data. |
地址 |
Purchase NY US |