METHODS, SYSTEMS, AND COMPUTER-READABLE MEDIA FOR PROVIDING FINANCIAL TRANSACTIONS

摘要

The present invention relates to computer-implemented methods, systems and computer-readable media for providing financial transactions. The method steps comprise initializing at least one transaction from a customer held device, wherein initializing comprises entering a network provider code, an acquiring institution number, a merchant identification number, a terminal identification number and sending a transaction request to an issuing institution. The method further comprises authenticating said transaction by said issuing institution, wherein authenticating comprises confirming said transaction by said issuing institution, sending said confirmation transaction to an acquiring institution and routing the confirmation to said terminal identification number by said acquiring institution and terminating said transaction at a merchant held device.

主权项

1. A computer-implemented method executed by one or more computing devices for providing financial transactions, said method comprising:
initializing at least one transaction from a customer held device, wherein initializing comprises entering a network provider code, an acquiring institution number, a merchant identification number, and a terminal identification number and sending a transaction request to an issuing institution; authenticating said transaction by said issuing institution, wherein authenticating comprises confirming said transaction by said issuing institution, sending said confirmation transaction to an acquiring institution and routing the confirmation to said terminal identification number by said acquiring institution; and terminating said transaction at a merchant held device.