METHOD, APPARATUS AND SYSTEM FOR PAYMENT VALIDATION

摘要

A method, apparatus and system for payment validation have been disclosed. The method includes: receiving a payment validation request from a terminal, wherein the payment validation request includes identification information and a current voice signal; detecting whether the identification information is identical to a pre-stored identification information; if identical: extracting voice characteristics associated with an identity information and a text password from the current voice signal; matching the current voice characteristics to a pre-stored speaker model; if successfully matched: sending an validation reply message to the terminal to indicate that payment request has been authorized. The validation reply message is utilized by the terminal to proceed with a payment transaction. The identity information identifies an ow