发明名称 System and Method of Calculating the Pricing of Credit Based on Engagement with a Driver Programme
摘要 A system and method of calculating the pricing of credit based on engagement with a driver programme includes receiving data including information relating to the compliance of a driver in a plurality of programme areas related to motor vehicle driver behaviours and storing the data in a database. Points are awarded to the driver wherein the points allocated are related to the compliance of the driver in the programme areas and the points allocated are used as one factor to calculate the pricing of credit for the driver wherein the higher the degree of compliance with the programme the cheaper the pricing of the credit.
申请公布号 US2014372152(A1) 申请公布日期 2014.12.18
申请号 US201214363928 申请日期 2012.11.29
申请人 Discovery Limited 发明人 Noach Adam Ian;Segal Darren;Hutchinson-Keip Robert
分类号 G06Q40/08;G06Q30/02 主分类号 G06Q40/08
代理机构 代理人
主权项 1. A method of calculating the pricing of credit based on engagement with a driver programme, the method including: receiving, with a computer, data including information relating to the compliance of a driver in a plurality of programme areas related to motor vehicle driver behaviours and storing the data in a database; awarding, with a computer, points to the driver wherein the points allocated are related to the compliance of the driver in the programme areas; and using the points allocated as one factor to calculate, with a computer, the pricing of credit for the driver wherein the higher the degree of compliance with the programme the cheaper the pricing of the credit.
地址 Sandton ZA
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