| 摘要 |
A transaction method and device for cardless cash withdrawal. When a cardless withdrawal reservation request of a user is received by a first bank server, same determines whether or not the reservation request is an interbank cardless cash withdrawal request and satisfies a cardless cash withdrawal criterion, when the reservation request is an interbank cardless cash withdrawal request and satisfies the cardless cash withdrawal criterion, determines a second bank server corresponding to bank identification information in the reservation request, and notifies the second bank server of cardless cash withdrawal information, thus allowing the second bank server to authorize a terminal controlled thereby to accept the cardless cash withdrawal made by the user. This implements interbank cardless cash withdrawal, and facilitates the user to make promptly a cardless cash withdrawal operation at a cash withdrawal terminal that is nearest in an area where self is located, thus enhancing user experience. |
