发明名称 Universal Application and Reactive Communication
摘要 Systems, methods, computer-readable media, and apparatuses for providing an application system that permits application for multiple products, services, accounts, and the like via one application are provided. In some examples, user input may be received and, based at least in part on the user input, recommended products, upgrades, packages, and the like, that a user may apply for that may aid in providing a benefit to the user may be communicated to the user/applicant. For instance, the recommended products, upgrades, packages and the like, may provide fee waivers, reduced fees, and/or other benefits and advantages.
申请公布号 US2014344167(A1) 申请公布日期 2014.11.20
申请号 US201414146331 申请日期 2014.01.02
申请人 Bank of America Corporation 发明人 Johnson Julie Ann Kisselburg;Bay John Kenneth;Adam Michael;Taylor George William;Cronin Allison
分类号 G06Q50/18;G06Q20/22 主分类号 G06Q50/18
代理机构 代理人
主权项 1. An apparatus, comprising: at least one processor; and memory storing computer-readable instructions that, when executed by the at least one processor, cause the apparatus to: receive user input selecting a package for which an applicant is applying, the package including a plurality of products;receive user input selecting an additional product to which the applicant is applying;determine, by the apparatus, that the selected package matches a predefined rule;responsive to determining that the selected package matches a predefined rule, identify an offer to propose to the user during the application process based, at least in part, on the predefined rule; andreceive user input accepting or declining the offer proposed during the application.
地址 Charlotte NC US