| 摘要 |
<p>The present invention suggests a method for a bank server to provide a gifticon (an online gift voucher) service capable of minimizing the limit on the allowed amount and places to use a gifiticon using a financial payment means. Also, the present invention suggests a method for a personal mobile terminal to request the bank server for a gifticon service in which the limit on the allowed amount and places to use a gifticon is minimized. The bank server receives data on a payment means such as a financial card and a bank account to pay the use amount of a gifticon, at least one plate to use the gifticon, user options including options such as the amount and the period, and a terminal information of a recipient who will receive the gifticon from the terminal of a requester who requests a gifticon service. Then, the bank server transmits a multimedia message service including the requested gifticon to the terminal of the recipient.</p> |
