发明名称 AUTO-SUBSTANTIATION FOR HEALTHCARE UPON SPONSOR ACCOUNT THROUGH PAYMENT PROCESSING SYSTEM
摘要 Abstract: An issuer receives an authorization request from healthcare provider that includes an account, an identifier for a healthcare service and its cost to a patient, and an identifier for a single purpose card for the redemption of the cost of the healthcare service. The issuer validates use of the account to pay the cost, sends an authorization approval to the healthcare provider, and deactivates the identifier for the single purpose card for future use. A request for insufficient funds, when the account is determined to be deficient, is sent to a sponsor to whom the issuer issued account. The cost in the authorization request can include a total purchase amount and a qualified amount of the total purchase amount, and the issuer can validate that the account can be used for the payment of the qualified amount of the total purchase amount for the healthcare service. WO 2011/020039 PCT/US2010/045500 4)o I) 0 E m~ m Iu -- <C 0 cn _0 C 04f> a) icna E 2E z .2 a- co
申请公布号 AU2014253482(A1) 申请公布日期 2014.11.13
申请号 AU20140253482 申请日期 2014.10.22
申请人 VISA U.S.A. INC. 发明人 CERVENKA, KAREN L.;POURFALLAH, STACY;TAYLOR, MARY THERESA
分类号 G06Q50/00;G06Q20/00 主分类号 G06Q50/00
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