COMPUTER SYSTEM FOR INTERACTIONS WITH A USER DEVICE AND THIRD PARTY COMPUTERS

摘要

Described are computer systems for interactions with a user device and third party computers. In an embodiment, a computer system for determining and displaying total loss calculations includes accessing third party computer systems for a plurality of data items. The computer system may include data storage devices, computer processors, a communications device, and a memory coupled to the computer processors. The memory may store program instructions which are operative with the computer processors to provide to a user device for display a total loss calculator graphical interface, receive inputs from the user device, request data from third party computers based on the received inputs, determine whether the data needed to perform a total loss calculation has been received, and perform a total loss calculation based on the requested data from the third party computer and the user inputs received from the graphical interface provided to the user device.

主权项

1. A system for determining and displaying total loss calculations including accessing third party computer systems for a plurality of data items, comprising:
one or more data storage devices storing user data and claim identification data; one or more computer processors in communication with the one or more data storage devices; a communications device in communication with the one or more computer processors and the one or more data storage devices; and a memory, coupled to the one or more computer processors, storing program instructions which are operative with the one or more computer processors to:
providing to a user device for display a total loss calculator graphical interface including a claim identification input field, a state selection input field, and a state guidelines viewer;receive from the user device, by the communications device, a claim identification input and a state selection input into the total loss calculator graphical interface, for a vehicle that has been totaled;responsive to receipt of the state selection input, request state jurisdictional data and state cost data for the totaled vehicle;receive from the user device, by the communications device, an instruction to calculate a total loss amount based on data entered by the user in the total loss calculator graphical interface;responsive to receipt of the instruction to calculate the total loss amount, determine whether all required data to calculate the total loss amount has been received;responsive to a positive determination that all of the required data to calculated the total loss amount has been received:
calculate a net total amount for the totaled vehicle including a first net total amount in a case where an insuring entity obtains the vehicle and a second net total amount in a case where an owner retains the vehicle, the first and second net total amounts calculated based on application of a plurality of fee rules associated with the state jurisdictional data, the state cost data, and said state selection input; andprovide the net total amount to the user device, wherein the first net total amount is provided in the case where the insuring entity obtains the vehicle and the second net total amount is provided in the case where the owner retains the vehicle.