Systems and methods to generate a receipt for a transaction

摘要

A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal.

主权项

1. A non-transitory computer-storage medium storing instructions configured to instruct a computing apparatus to:
generate, by a computing apparatus including a transaction handler, an authorization response for a transaction in a payment account in a payment network interconnected by the transaction handler; determine, by the computing apparatus, whether an enhanced receipt service is applicable to the transaction; in response to a determination that the enhanced receipt service is applicable to the transaction, provide by the computing apparatus a receipt service indicator in the authorization response transmitted to a transaction terminal, the receipt service indicator configured to cause the transaction terminal to communicate with the computing apparatus using a second communication channel separate from a first communication channel using which the authorization response is provided to the transaction terminal; and communicate, by the computing apparatus, with the transaction terminal using the second communication channel prior to providing a receipt for the transaction.