System & method for smart device, point of sale device, smart card and website payments using encrypted QR code

摘要

Consumers and merchants will now be able to perform daily transaction(s) easily following the present method and system for smart device, point of sale (POS) device, smart card and website payment(s) using encrypted QR code. The payment methods presented herein eliminates and provides alternate solution to the current "insecure" methods used in performing business transaction(s). The present invention intends to revolutionize business transaction processes by giving consumer(s) the power to authorize payments to merchant(s).