METHOD AND SYSTEM FOR ACTIVATING CREDENTIALS

摘要

Method and apparatus for activating credentials for transmission to a transaction processing system via a data communications network, the credentials being arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and, after activation, are available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system on behalf of the user. Sets of credentials is activated in dependence on the user successfully authenticating during an authentication process including identification and verification of the user. Responsive to the user successfully authenticating, a plurality of options are transmitted to the user. This plurality of options corresponds to different set of credentials derived at least in part from data received via data communications from one or more trusted data processing systems remote from the user. The user selects one or more of the options and responsive to the user selection of one or more of the plurality of options, one or more sets of credentials are activated.