发明名称 |
INSTANT AVAILABILITY OF ELECTRONICALLY TRANSFERRED FUNDS |
摘要 |
A system and method for making funds of a transaction available to a user before a funding entry clears is provided. The system may be part of an on-line system configured to facilitate payments or fund transfers from users. In example embodiments, a transaction request from a user is received. A risk score indicating a perceived risk involved with releasing funds before the funding entry clears is computed. Funds of the transaction are caused to be released prior to the funding entry clearing a financial institution based on the risk score exceeding a transfer threshold. |
申请公布号 |
US2014316988(A1) |
申请公布日期 |
2014.10.23 |
申请号 |
US201414323606 |
申请日期 |
2014.07.03 |
申请人 |
Nosek Luke;Richman Chris;Botha Roelof;Lee Maria;Hansen Kyle;Pearson Todd;Aptekar Denise |
发明人 |
Nosek Luke;Richman Chris;Botha Roelof;Lee Maria;Hansen Kyle;Pearson Todd;Aptekar Denise |
分类号 |
G06Q20/02;G06Q20/40 |
主分类号 |
G06Q20/02 |
代理机构 |
|
代理人 |
|
主权项 |
1. (canceled) |
地址 |
San Francisco CA US |