| 摘要 |
<p>The present invention relates to a system and a method for final settlement using a representative card. The method comprises the steps of: (a) by an affiliated store terminal, reading a representative card identification number from a representative card and transmitting the representative card identification number along with settlement request information including the settlement amount to a VAN; (b) by the VAN, transmitting the representative card identification number and the settlement request information to a representative card authentication server to request verification of the representative card; (c) by the representative card authentication server, checking the validity of the representative card identification number received through the verification and transmitting settlement approval request information including settlement method request data and the settlement amount to a user terminal corresponding to the representative card identification number; (d) by the user terminal, authenticating a PIN inputted by a user and transmitting settlement data including inputted settlement method selection data to the representative card authentication server; (e) by the representative card authentication server, transmitting the settlement data received from the user terminal to the VAN; and (f) by the VAN, receiving the settlement data from the representative card authentication server and transmitting the settlement data along with the settlement approval request information to a settlement telegram financial server.</p> |
