Directed Charitable Giving System

摘要

A directed giving system allows a giver to conveniently manage their one-time and recurring gift giving, where the giver can easily find the desired beneficiary and/or project, and where the giver is in complete control of the entire process. A giver can configure a single or recurring gift in their bank's bill pay system or employers payroll system, and then configure the distribution of gifts in a gift processing system. The distribution of gifts can be single or recurring, and the distribution can be for a specific beneficiary or for a project. It may also be possible for the beneficiary to receive funds as a loan rather than a gift, where the loan is repaid and the funds can then be given or lent to another beneficiary. The system can also produce consolidated charitable receipts for the giver for tax purposes.

主权项

1. A network configured to permit at least one gift consisting of at least one transfer of funds from at least one giver and at least one transfer of funds to at least one beneficiary, the network comprising:
at least one gift processing system managed by at least one gift management organization, at least one giver and at least one beneficiary having access to the gift processing system; at least one gifting source, the gifting source being a source of funds for the giver and being capable of transferring funds to the gift management organization, a gifting source being an entity that manages customer funds in some form of currency that can be transferred; at least one beneficiary financial institution, the beneficiary having an account at the beneficiary financial institution and the beneficiary financial institution capable of receiving funds from the gift management organization, a financial institution being an entity that manages customer accounts containing some form of currency that can be transferred; wherein the gifting source is configured such that the giver can arrange for a single or recurring transfer of funds to the gift management organization, and wherein the gifting source transfers funds to the gift management organization; wherein the gift processing system is configured such that funds received from the gifting source can be identified as from the giver; wherein the gift processing system is configured such that the giver can arrange for the single or recurring distribution of funds to at least one selected beneficiary, and wherein the gift processing system transfers funds to the beneficiary within the gift processing system; wherein the gift management organization is configured to transfer funds to the beneficiary account at the beneficiary financial institution; and, wherein the gift processing system is configured such that the giver can receive at least one consolidated charitable receipt for gifts.