MÉTODO, MEIO LEGÍVEL POR COMPUTADOR, DISPOSITIVO DE ACESSO, COMPUTADOR DE SERVIDOR, E, SISTEMA

摘要

A bill payment system and method. In a method, the authorization request message is sent to a biller. The authorization request message requests authorization for a consumer to pay a bill at the merchant. The biller thereafter authorizes or does not authorize payment of the bill, and then sends an authorization response message back to merchant. The authorization response message indicates whether or not the biller has authorized or not authorized the payment of the bill. The authorization response message is thereafter received by the merchant and a biller can credit an account of the consumer.