摘要 |
A method of offering an instant discount of a payment according to the present invention comprises the steps of: (A) paying a payment through a card member store terminal apparatus to allow a customer to purchase a product or a service, by using an affiliate card produced through a cooperation of a service or product provider and a credit card company; (B) receiving a signal output from the card member store terminal apparatus, calculating a discounted amount, instantly discounting the payment, approving the payment, and transmitting a payment approval history and a discount history to the card member store terminal apparatus by a server of the credit card company; (C) providing a payment approval history and a discount history to a customer, by the card member store terminal apparatus; and (D) processing a discount allocation amount by the service or product provider and the server of the credit card company according to the discount history. According to the present invention, since a discounted amount can be identified through a receipt in the filed immediately after a service or a product is purchased, a discount benefit can be directly felt by a customer and sales of a service or product provider and the credit card company can be enhanced. |