摘要 |
The present invention relates to a financial transaction service method using a mobile device. The financial transaction service method using the mobile device according to an embodiment of the present invention comprises the following steps. A camera unit of a user terminal captures a QR code. A code reading unit of the user terminal extracts financial transaction information from the captured QR code. A remittance screen configuring unit of the user terminal configures a remittance screen for a small financial transaction based on financial transaction information, and displays the remittance screen through a display unit. The user terminal transmits a signal for requesting processing of a small remittance to a service server for providing a small financial transaction service through a transmitting/receiving unit, wherein the signal includes the amount of remittance, remittance account information, phone number information of the user terminal, and security authentication information. The user terminal receives remittance completion information indicating remittance completion from the service server through the transmitting/receiving unit. |