Driver risk assessment system and method employing selectively automatic event scoring

摘要

A Driver Risk Assessment System and Method Employing Selectively Automatic Event Scoring. The system and method provides robust and reliable event scoring and reporting, while also optimizing data transmission bandwidth. The system includes onboard vehicular driving event detectors that record data related to detected driving events, selectively store or transfer data related to said detected driving events. If elected, the onboard vehicular system will score a detected driving event, compare the local score to historical values previously stored within the onboard system, and upload selective data or data types to a remote server or user if the system concludes that a serious driving event has occurred. The system may further respond to independent user requests by transferring select data to said user at a variety of locations and formats.

主权项

1. A system for reducing risk in driving, comprising:
at least one event capture device associated with a vehicle, said event capture device or devices detecting data related to the physical condition of said vehicle; at least one event detector device coupled with the vehicle and configured to communicate with said event capture device or devices and to determine, responsive to event scoring criteria, whether or not data captured by said event capture devices represents a driving event; an event scoring module attached to or otherwise physically associated with said event detector device for generating an event score for the detected driving event based at least in part upon data from said event capture device or devices; and an event data management module attached to or otherwise associated with said event detector device for selectively uploading data associated with the detected driving event from said event capture devices to a remote computer device, wherein data associated with the detected driving event is selected for uploading based at least in part on a determination that the event score generated for the driving event meets a predetermined criteria.