SYSTEMS AND METHODS FOR CREDIT ENHANCEMENT FOR TRADE CREDIT TRANSACTIONS

摘要

Embodiments of the disclosure can include systems and methods for credit enhancement for trade credit transactions. In one embodiment, a method of reducing risk in trade credit transactions can be provided. The method can include receiving an offer to sell a trade receivable from a business; obtaining a credit rating for the business; instructing a sellers cooperative to pay a first portion of a purchase price to the seller, the sellers cooperative comprising small businesses that purchase trade receivables; and instructing a lender to release a second portion of the purchase price held in escrow to the seller after a period of time has passed.