Method and System for Providing Financing

摘要

Methods for financing dealer debt instruments for customers of a dealer are disclosed. One method, among others, an underwriter system that finances a dealer debt instrument based upon at least one of customer information, product information, and transaction information for the dealer debt instrument. The underwriter system may calculate an initial purchase offer, and then adjust the initial purchase offer based at least upon at least one of product information and transaction information. In some situations, the underwriter system may provide a dealer with multiple purchase offers for one debt instrument.

主权项

1. A method for providing a financing service, the method comprising the steps of:
receiving information related to a financing transaction, the information including information about the customer's capacity to pay, the collateral and the credit worthiness of the customer; simultaneously providing multiple offers for financing the transaction with each offer including an advancement amount and a sharing percentage of future payments and each offer is based at least in part on at least a portion of the information received; receiving an offer selection; and incorporating the financed transaction into a portfolio of transactions, the portfolio including a maximum value and tolling that value by the value of the financed transaction.