SYSTEMS AND METHODS FOR FINANCIAL TRANSACTIONS BETWEEN MOBILE DEVICES VIA HAND GESTURES

摘要

Systems and methods for a financial transaction between mobile device that include identifying a second mobile device associated with a recipient of a financial transaction to be conducted with a first mobile device associated with a sender of the transaction; enabling the sender to initiate the transaction from the first mobile device via a hand gesture on the touchscreen of the first mobile device to transfer an amount of money specified by the sender to the recipient; presenting visually the transaction from the first mobile device on the screen of the second mobile device associated with the recipient; accepting request for the financial transaction and processing the financial transaction by financial institutions; and updating relevant financial records related to the sender and the recipient, respectively once the financial transaction is cleared by the financial institutions.

主权项

1. A system, comprising:
a pair matching engine, which in operation, identifies a second mobile device associated with a recipient of a financial transaction to be conducted with a first mobile device associated with a sender of the transaction; a first user interaction engine running on the first mobile device associated with the sender, which in operation, enables the sender to initiate the transaction from the first mobile device via a hand gesture on the touchscreen of the first mobile device to transfer an amount of money specified by the sender to the recipient; a second user interaction engine running on the second mobile device associated with the recipient, which in operation, accepts and presents visually the transaction from the first mobile device on the screen of the second mobile device associated with the recipient; a mobile transaction engine, which in operation,
accepts request for the financial transaction and processes the financial transaction by financial institutions; andupdates relevant financial records related to the sender and the recipient, respectively once the financial transaction is cleared by the financial institutions.