MULTI-APPLICATION SMART CARD DEVICE SOFTWARE SOLUTION FOR SMART CARDHOLDER REWARD SELECTION AND REDEMPTION

摘要

A system for facilitating reward selection and redemption for a loyalty program is disclosed. The system includes a point-of-sale (POS) device that is capable of monitoring and processing a reward redemption. The POS device informs a participant of the loyalty program as to what rewards are available for redemption. The participant is given an opportunity by the POS device to select the desired reward for redemption. Alternatively, the POS device allows the participant to defer redemption of the available rewards.