| 摘要 |
PROBLEM TO BE SOLVED: To increase profits of a financial institution by replenishing a bank transfer tending to Internet banking or the like while utilizing surplus power of capacity of a financial institution system on the day.SOLUTION: A bank transfer fee discounting system comprises: a bank transfer capacity management section for monitoring a throughput of a bank transfer execution section in an account system of a financial institution; and a bank transfer reservation database storing the number of bank transfer reservations which should be implemented on the day. A surplus power calculation section of the bank transfer fee discounting system predicts the number of real-time bank transfers to occur on the day on the basis of statistical information, and compares the number of bank transfer reservations and the predicted number of real-time bank transfers with the throughput of the bank transfer execution section acquired from the bank transfer capacity management section to calculate surplus power of the throughput on the day. In the case where it is determined that the calculated surplus power of the throughput on the day is greater than a predetermined threshold value, within a range of the calculated surplus power, discounting is started for accepting a bank transfer discounting a bank transfer fee. |
