Cash-Based Check System

摘要

Disclosed herein are systems and methods to facilitate bill payment with a service provider system by: receiving a request from a payor to pay a bill; receiving destination information for a payee for the bill; generating a token associated with the bill and destination information; storing the token and the associated destination information; transmitting the token to the payor; receiving a confirmation that the payor presented the token with a payment at a retail location remote from the payee; generating a payment instrument for the bill based on the indication of payment; and transmitting the payment instrument to the payee at a location designated by the destination information.

主权项

1. A method for facilitating bill payment comprising the steps of:
receiving with a communications interface of a service provider system a request from a payor to pay a bill; receiving with the communications interface destination information for a payee for the bill; generating with a processor of the service provider system a token associated with the bill and destination information; storing in memory of the service provider system the token and the associated destination information; transmitting with the communications interface the token to the payor; receiving with the communications interface a confirmation that the payor presented the token with a payment at a retail location remote from the payee; generating with the processor a payment instrument for the bill based on the indication of payment; and transmitting with the communications interface the payment instrument to the payee at a location designated by the destination information.