Method, Apparatus, and System for Processing Transactions

摘要

A method, apparatus, and system are disclosed for processing transactions in the field of Internet communication. In the method: a first terminal scans a graphic code of a transaction, acquires a process ID of the transaction from the graphic code, where the graphic code is generated by a payment system from its acquired transaction information of the transaction, the transaction information including at least ID of a first party and a transaction value of the transaction. The first terminal transmits a user account of a second party and the process ID to the payment system. The payment system acquires the transaction information of the transaction, reduces the transaction value from a first value included in the user account of the second party and adds the transaction value to a second value included in the user account of the first party.

主权项

1. A method for processing transactions, comprising:
scanning, by a first terminal having a processor, a graphic code of a transaction; acquiring, by the first terminal, a process identity (ID) of the transaction from the graphic code, wherein the graphic code is generated by a payment system from its acquired transaction information of the transaction, the transaction information comprising ID of a first party and a transaction value of the transaction; transmitting, by the first terminal, a user account of a second party and the process ID to the payment system; and acquiring, by the payment system, the transaction information of the transaction according to the process ID, reducing the transaction value from a first value in the user account of the second party, and adding the transaction value to a second value in the user account of the first party according to the transaction information.