SYSTEMS AND METHODS TO IDENTIFY AND PROFILE A VEHICLE OPERATOR

摘要

A method for assessing risk associated with a driver of a vehicle includes receiving a plurality of risk variables associated with a driver, the plurality of risk variables being gathered when the driver operates the vehicle. A driver is then identified based on the plurality of risk variables, and a risk profile is developed for the driver. The development of the risk profile involves determining the risk associated with at least some of the risk variables and generating a risk index, the risk index being a collective measure of risk associated with the driver.

主权项

1. A computer-implemented method for assessing risk associated with a driver of a vehicle, the method comprising:
receiving, via a network interface, a plurality of risk variables,
the plurality of risk variables including measurements of at least two of driver behavior, driving times, driving environment measurements, motions sensor data, images of drivers, audio data, biometric sensor data, or geographic location data, andat least some of the plurality of risk variables gathered when the driver operates the vehicle; determining, by one or more processors, the driver from a plurality of drivers based on the plurality of risk variables including determining a correspondence between the driver and at least some of the risk variables; and developing, by the one or more processors, a risk profile for the driver based on the at least some of the risk variables, wherein developing a risk profile for the driver includes:
determining a risk corresponding to the at least some of the risk variables, andgenerating a collective measure of risk for the driver based on the risk corresponding to the at least some of the risk variables.