SYSTEMS AND METHODS FOR PROVIDING ALTERNATIVE LOGINS FOR MOBILE BANKING

摘要

Systems and methods are disclosed for providing access and authentication scenarios for mobile, or remote, banking via a client device. A financial service provider system determines a desired level of security for various mobile banking transactions, and configures a unique login credential or attribute for each level or tier of security. After receiving an indication that a user desires to perform a mobile banking transaction, and determining the mobile banking transaction desired by the user, the financial service provider system prompts the user for the associated login credential or attribute. Finally, the system receives and validates the credential.

主权项

1. A system for providing remote banking services, comprising:
a memory storing instructions; and a processor configured to execute the instructions to:
assign classifications to mobile banking transactions based on the level of security required for each transaction;configure a login scenario for each of the assigned classifications;receive an indication that a user desires to perform a mobile banking transaction;determine the mobile banking transaction desired by the user;determine the assigned classification associated with the desired mobile banking transaction;prompt the user for the configured login scenario associated with the assigned classification; andreceive a login credential or attribute from the user.