发明名称 RISK EVALUATION BASED ON VEHICLE OPERATOR BEHAVIOR
摘要 A method for ascertaining the risk associated with the driver of a vehicle utilizes three-dimensional (3D) motion sensing data. A server gathers motion sensing data from one or more motion sensing modules and clusters the motion sensing data into movement categories. The server then assigns an indication of risk to at least some of the movement categories and combines the motion sensing data from a plurality of movement categories to generate a collective measure of risk associated with the driver of the vehicle.
申请公布号 US2014278569(A1) 申请公布日期 2014.09.18
申请号 US201313897650 申请日期 2013.05.20
申请人 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 发明人 Sanchez Kenneth J.;Chan Aaron S.;Baker Matthew R.;Zettinger Matthew;Nepomuceno John A.;Fields Brian
分类号 G06Q40/08 主分类号 G06Q40/08
代理机构 代理人
主权项 1. A computer-implemented method comprising: receiving data about vehicle operator behavior via a computer network, wherein the data about vehicle operator behavior is generated by a motion sensing device adapted to monitor movements of a vehicle operator, andwherein the data about vehicle operator behavior is stored on a computer-readable medium; categorizing, with one or more processors, the data about vehicle operator behavior, wherein categorizing the data about vehicle operator behavior includes clustering the data about vehicle operator behavior into a plurality of groups of data; determining, with the one or more processors, a level of risk corresponding to at least one of the plurality of groups of data; and generating, with the one or more processors, a risk index corresponding to the vehicle operator, the risk index being a collective measure of risk based on levels of risk associated with the plurality of groups of data.
地址 Bloomington IL US