PAYMENT SYSTEM, PURCHASING SYSTEM, AND METHOD FOR PERFORMING A PLURALITY OF PAYMENT PROCESSES

摘要

A payment system which facilitates the payment of very small monetary amounts, making the payment more secure for the user. The payment system for at least one online shop is provided using an identification device for recording at least one identification number of a shopper system an interface device for receiving and confirming direct debit orders, a memory device for storing the direct debit orders and a processing device. The processing device is configured to monitor the total of the debit amounts in relation to the identification number and to request a user of the shopper system to register after a predetermined time interval and/or on exceeding a predetermined value of the total payable, in order to settle at least part of the total payable.

主权项

1. Method for performing a plurality of payment transactions, comprising:
storage of an identification number (ID) of a shopper system by means of which a purchase is transacted in an online shop in the amount of a particular purchase sum; storage by a payment system of the purchase sum, in conjunction with the identification number (ID); monitoring by the payment system of the total payable from the purchases transacted by means of the shopper system; and issuing, to a user of the shopper system, of a request for settlement of at least part of the total payable when the total payable exceeds a predetermined value and/or after a predetermined time interval has elapsed.