摘要 |
The present invention is a bank card fraud prevention system comprising a smart phone application and fraud prevention software placed within financial institutions that provide the subscriber the option to approve or decline a bank card transaction in real time based on a comparison between the user's smart phone geographical location at the time of the pending bank card transaction and the location of the purchase. The subscriber will have the ability to either immediately approve or decline the pending transaction by responding to the alert on the subscriber's present invention's smart phone application. The present invention smart phone application and fraud prevention software placed is within the subscriber's financial institution will further allow the subscriber to block all bank card transactions until the subscriber and the financial institution can determine if the subscriber's account has been compromised. |