MOBILE DEVICE AS A TIME CLOCK FOR PAYMENT

摘要

Systems, methods, and computer program products provide for notifying service customers of a verified period of time which a service provider has been located at a service location and, based on the notification, initiate payment, and in some embodiments, automated payment, to the service provider for the services rendered. As service customers are not required to be present when service is provided or at least upon completion of the service. Moreover, the remote service customer can be assured that a service provider was present at a verified location for a specified period of time, and, based on the assurance, initiate payment to the service provider.

主权项

1. A system for providing payment to a service provider, the system comprising:
a mobile communication device including a computing platform comprising a processor and a memory in communication with the processor; a time clock application stored in the memory of the mobile communication device, executable by the processor of the mobile communication device and configured to: (1) start a time clock in response to determining that the mobile communication device has arrived at a predetermined physical location, (2) stop the time clock in automatic response to determining that the mobile communication device has departed the physical location, wherein the starting and stopping of the time clock defines a period of time over which the service provider in possession of the mobile communication device has performed a service at the physical location, and (3) in automatic response to stopping the time clock, generate and initiate wireless communication of a service completed notification to a service customer that indicates that the service provider, in possession of the mobile communication device, has been located at the physical location for the period of time and completed the service, wherein the stopping of the time clock and the generating and initiating wireless communication of a service completed notification occur automatically without an input to the mobile communication device from the service provider; a computing device including a computing platform comprising a processor and a memory in communication with the processor; and a service payment initiation application stored in the memory of the computing device, executable by the processor of the computing device and configured to (1) receive the service completed notification, (2) in automatic response to receipt of the service completed notification, initiate payment to the service provider for the service, wherein the initiating payment occurs automatically without a service customer input, and (3) in automatic response to completing payment, generating and initiating communication of a payment confirmation notification to the mobile communication device.